Take control of your money
…even if you hate budgeting, don’t know a thing about finances, and feel like you’re struggling to save anything.
What If You Could LOVE What You Saw in Your Budget and Your Bank Accounts?
It’s exhausting to feel like your money is totally out of your control. But it doesn’t need to be this way.
What if you could…
- Eliminate stress and anxiety around your money?
- Add to your savings account every week?
- Stop fighting about money with your partner?
- Feel confident about the choices you make with your family’s finances?
- Reach your goals and enjoy what really matters to you?
- Have more choices in how you use your money?
- Save money on bills and services?
- Use a budget you actually enjoyed sticking to?
- Stop feeling broke and deprived?
- Feel good about spending money when you choose to do so (instead of feeling guilty)?
There’s good news: you CAN do all of this and more with My Money Buddy.
You know how it’s so much easier to go to the gym and get your workout in when you have a friend to meet up with? You have someone to talk to, to hang out with, and most importantly, to hold you accountable to doing what you know is good for you, but can sometimes be a struggle (like getting out of bed and hitting the gym instead of hitting the snooze button and skipping your exercise).
My Money Buddy works the same way. It’s a program that combines the ability to track your financial life, understand your spending, build savings habits, make progress toward your goals, and more — all while having access to a robust community full of experts, accountability partners, and other people just like you who want to take control of their money.
You Don’t Have to Do It Alone
Let’s be honest here: trying to deal with your money is stressful and can leave you with a lot of anxiety. You may be responsible for your family’s finances (or just trying to figure out your own), and it’s not fun to be surrounded by bills and credit card statements with no idea of how to start cleaning up a financial mess.
And most apps or programs out there that promise to help tend to fall flat, which only adds to the frustration. You can go through budget after budget, read personal finance book after personal finance book, and still feel stuck with your money problems.
Why? Because most tools promising to get you out of financial trouble only give you a picture of what happened with your money. Budgeting apps can show you what and how much you spent. But that’s not going to help you make a change.
What will help you is a system designed to put you in action and leave you feeling empowered so you can take control of your money. That’s where My Money Buddy comes in. We don’t want to just look at what happened (although it’s important to understand that).
My Money Buddy will give you the education, resources, and community you need to
- Change how you think about money
- Start making smarter choices and decisions about how you use your money
- Make progress with a team of people cheering you on
My Money Buddy is a comprehensive, complete program that will take you from stressed out, confused, anxious, and unhappy about your personal finances to confident, aware, capable, and most importantly, in control of your money.
It’s a series of learning videos, an app that puts the power to change your financial life in your hands, a supportive community that includes both experts, financial advisors, and others who are just like you and making progress toward loving their own financial lives. You can connect and engage so you never have to feel alone with your money struggles and financial problems again.
The Top Regret of Most People?
That they didn’t start saving sooner
Did you know most people who hire a financial advisor all have the same biggest regret? It’s that they didn’t start saving sooner. They wish they could go back and change how they did things in the past so they could be in a better position today.
Don’t let this be you. With the right program, you can transform your life and make sure you don’t end up with financial regrets down the road.
When you use My Money Buddy, you’ll be able to better track your finances and understand what’s happening with your money. You’ll also get a structured process that you can follow to know exactly how to make great financial decisions, and feel in control enough to actually take the steps necessary to enjoy the kind of life you want in the future.
It’s the difference between sitting around unable to live life freely because you didn’t care about your money when it mattered, and loving every day of the life you get to live because you took control of your financial situation and changed your behavior to instill good money habits right now.
Why Does My Money Buddy Work?
This isn’t the first time you’ve tried to get your financial life together. If you’ve struggled, know that you’re not alone. The fact is, most financial sites and apps just don’t do enough to give you what you need to succeed.
Here’s why My Money Buddy is different — and why it works:
- It’s a system for changing your behaviour — not just tracking data, like normal budgeting apps. The program contains a number of modules that you can work through at your own pace. You can start taking actions on YOUR time and schedule, whenever you’re ready.
- You get expert advice and help from professionals, so you don’t need to try and make changes on your own. We’re here to support you along the way anytime you have questions or feel stuck.
- My Money Buddy keeps you organised and on top of important money to-dos, making it easy to know if you’re being overcharged for a bill, store receipts, produce reports for taxes when it’s that time of year, and much more.
- It gives you a community to turn to when you have questions, need motivation, or just want someone to talk to who gets what you’re dealing with.
- You have an easy-to-keep record of your expenses, spending, and savings. That gives you the ability to answer important financial questions (like “can we afford to take that trip?” or “could we handle a mortgage payment?”). This gives you real data to use, meaning you can make informed decisions. No more guesswork. More confidence around your finances.
My Money Buddy combines the tracking capability of traditional budgeting apps with the power of accountability and connection through a strong community who can support you along the way.
Meet the Founder of My Money Buddy
Hi! My name is Adele Martin and I’m a multi award winning Certified Financial Planner. In addition the My Money Buddy program, I’m also the founder of Firefly Wealth and The Savings Squad. I’m proud to be Australia’s leading authority on financial advice for Gen X & Y and I’m excited to help you with your money, too.
When I started working as a financial advisor, I realized my clients all ended up saying the same thing when they came to see me: “We wish we had come to see you years ago!” I wanted to make sure you didn’t have to say the same thing, which is why I created this program that you can use right now to change your financial life today.
Financial planning is all about looking at the future and taking control of your money before something happens. It’s about being proactive and changing your behaviour to create great money habits — rather than sitting around waiting to react to something after it’s already happened. I want to help you concentrate on the future, and on things that are 100% in your control to do something about right now so you never have to feel like you regret how you used your money in life.
What’s Included in My Money Buddy?
The program will walk you through 5 modules that will empower you to build a strong financial foundation.
Module 1: Creating an Emergency Fund
You’ll learn the importance of creating an emergency fund and why you need to have one before you do anything else with your money. We’ll also walk through where to put your fund, what it should include, and how to build it.
Module 2: Building a Budget
Don’t let budget be a bad word! In this module, we explain what a budget can do for you and how to think about it in a positive way (instead of something that makes you feel restricted or deprived). We’ll also look at the cost of not having a budget and help you understand why most budgets fail, before moving on to the fun stuff: walking you through how to create your own spending plan that works.
Module 3: Creating Your Banking System
Next, we’ll work to build on the previous module by diving deeper into your spending plan and how to set it up in the real world. We’ll share what makes a spending plan easier to achieve, how you can set up your bank accounts for success, and what needs to be included in your banking system structure. We’ll also address common questions around setting up a spending plan and maintaining it — and your accounts — over time.
Module 4: Tracking Your Progress
Once you have the foundational pieces in place, you’re going to have control over your money — and you’ll also start seeing serious progress toward improvements in your financial situation. We’ll explain how to track that progress and talk about why you should.
Module 5: Getting Extra Accountability and Support
This module is all about helping you not only reach your goals, but completely smashing them! It includes 3 strategies for ensuring you maintain control of your financial life, start feeling confident about your money, and actually enjoy sticking to your spending plan and saving more money from here on out.
It also includes an app that features:
- A budgeting system that allows you to track your spending and cash flow.
- The ability to compare your savings and spending with others in the community. This allows you to make sure your spending plan is realistic — and gives you a chance to get inspiration on where you could spend less and save more.
- Reports for tax time that include possible tax deductions you can take.
- The ability to upload and store your receipts for your own records and for tax purposes.
My Money Buddy also includes a dynamic community that can provide you with accountability and a place to share your story, ask questions, and get support when you need it.
Do I have to share my personal information with other people in the program?
No one else in the program can see any of your bank or budgeting details. These are all private. You may choose to share anything you want with the community, but unless you make a post sharing specific details, your personal information remains 100% private.
Who exactly will help me along the way if I have questions or need support?
We have a whole team in the My Money Buddy community that can answer your questions. We have a technical expert that can help with app questions and we have financial coaches that can help you if you get stuck. Plus, you have all the other members of the My Money Buddy Community helping you along the way, too.
How much do people save after using My Money Buddy?
Adele has worked with people over the last 10 years to help improve their finances. Using the systems included in My Money Buddy, her clients save thousands of dollars per year.
What happens after I complete the modules?
You will have clear action steps about what you need to do at the end of each video. Sometimes, these videos are as simple as moving on to the next video! Other times, you’ll need to do something a bit more complicated, like restructuring your bank accounts. Either way, you’ll always have an action step to take that is clear and direct.
How long will it take me to work through the modules in the program?
The modules are broken down into short, sharp videos. Each module includes 3 to 7 videos that run for 5 minutes each. If you want to really hustle, you can also play the videos at faster speeds to work through the courses faster.
How secure is my information ?
Your safety and security as a client and user is paramount. As such, we comply with the highest security standards.
We use a read-only platform that only syncs information. That means you cannot move money or conduct any transactions from within your account — and anyone with malicious intent can’t do that from the program, either!
The system does not store your financial account access credentials and uses Norton Secured and encrypted 128-bit Secure Socket Layer communications to protect your information. Data and ICT providers are ISO-certified (which is the same authentication used by major Australian banks).
Does my partner need his own login and does that cost more?
Currently we have only a single log in associated with a user account which is the registered user’s email address and their chosen password. We are investigating a potential enhancement opportunity to allow a user to store more than one email against their account to allow for different people to log in to the one account with unique user names, but for the time being most couples simply share a single log in.
My partner has bank accounts that are just in his name – can we still add them to my login ?
Once logged into the system, users can link any financial accounts they have the user name and password for. We have some clients who manage their parent’s accounts for example.
Can you login from more than one device ?
Logging in via more than one device will not log out a user from the other.
Is My Money Buddy Right for You?
You’re serious about making a financial change and getting your money under control, so you can start saving, build wealth, and reach your goals. Which means you don’t want to end up with another dead-end that doesn’t actually work for you.
My Money Buddy will work best for you if you:
- Feel like you could be doing better than you are with your personal finances.
- Have tried to use budgeting apps and tools in the past, but can’t seem to get anything to stick.
- Just experienced a major life change and need help adjusting to new income or expenses (like getting a new job or having a baby).
- Always feel guilty over spending money.
- Fight with your partner over money.
- Feel pressured by how much work you have to do to manage your family’s finances — and get everything just right.
- Second-guess your financial decisions and want to feel more confident that you’re doing the right thing.
- Constantly wonder or think about money — even to the point where you feel stressed, anxious, or worried about it most of the time.
- Have lost sleep over worrying about your financial life and what you’re doing with your money.
The program is designed to be accessible and affordable, even if you feel like you’re broke or you just don’t have time to work on your finances.
The truth is, you can’t afford to NOT start paying attention to your money. If the information, accountability, and community within My Money Buddy can save you $50 each week, that adds up to a savings of $2,600 per year. What could you do with $2,600 extra at the end of the year?
And seeing progress with My Money Buddy only takes about 10 minutes of time per week after the initial setup. It’s a no brainer: in the same amount of time it takes you to scroll through Facebook before you even get out of bed, you could take an action that will help you save $2,600 or more per year. It’s a no-brainer.
Take Control of Your Money
Make progress toward your goals, build habits to save even more money, and eliminate financial regrets from your life for less than $10 per week.
Get a 12 month membership to My Money Buddy and change your financial life
My Money Buddy is general information only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances. No representation is given, warranty made or responsibility taken about the accuracy, timeliness or completeness of information